Welcome
We provide comprehensive planning and financial services to individuals seeking to maximize their investment opportunities while controlling their risks and minimizing their taxes.
We evaluate your current circumstances, work with you to identify your goals and objectives and recommend strategies that fit within your individual plan.
We provide clients with the information necessary to make the important decisions about their financial future. We believe in long term, trusting relationships with our clients and take the time to ensure that there is a comfort level with recommendations. No selling pressure is ever used!
We work with families and individuals who seek advice on how to:
- Retire in comfort
- Reduce taxes
- Protect their families
- Build and maintain a financial portfolio
- Protect their Estate
Recent Articles
Debt Reduction as Retirement Savings Strategy
Posted on 01-10-2012Statistics Canada recently reported the ratio of household credit market debt to disposable income reached the highest level since the agency began tracking this figure. In 1990 it was 50%, rose to 110% in 2000 and jumped to 149% in the second quarter of 2011. This can cause some angst for those with children reaching post-secondary school age.
Government Benefits Can Boost Retirement Income
Posted on 01-10-2012In a 2010 report to the Minister of Finance, it was found that approximately 160,000 Canadian seniors were not aware of the full range of benefits they were entitled to in their retirement years. In fact, nearly $1 billion in retirement benefits from the Canada Pension Plan (CPP), Old Age Security (OAS) and the Guaranteed Income Supplement (GIS) have not been paid out to eligible recipients.
TFSAs: Flexible Wealth Building Strategy
Posted on 12-12-2011The Tax-Free Savings Account (TFSA) was introduced in the February 2008 Federal Budget and became available January 1, 2009. It is touted by the Government of Canada as "the single most important personal savings vehicle since the introduction of the Registered Retirement Savings Plan (RRSP)."
